Swiss regulator says UBS crisis preparedness plan still needs improvement

Tuesday 21 April 2026 - 09:01

FINMA has indicated that the emergency response plan of UBS still requires further development, following a series of inspections carried out across the banking sector.

According to the regulator, a significant share of its on-site inspections in 2025 focused on UBS, reflecting the bank’s systemic importance within Switzerland and the global financial system. Authorities emphasized that ensuring robust crisis management mechanisms remains a priority.

The review highlighted that while progress has been made, additional work is needed to strengthen the bank’s ability to respond effectively in the event of financial stress or market disruption. Emergency plans, often referred to as “living wills,” are designed to ensure that large institutions can be stabilized or resolved without causing broader economic damage.

Regulators worldwide have increased scrutiny of major banks since past financial crises, requiring them to improve transparency, risk management, and contingency planning. UBS, as one of Europe’s largest financial institutions, is subject to particularly stringent oversight.

Despite the concerns, FINMA noted that ongoing dialogue with the bank aims to address the remaining gaps. The regulator continues to conduct regular inspections to assess resilience and ensure compliance with evolving financial regulations.

The findings underscore the continuing efforts by authorities to safeguard financial stability and prevent systemic risks in an increasingly complex global banking environment.