Morocco’s housing aid program benefits over 71,000 citizens

Wednesday 29 October 2025 - 11:20

By: Dakir Madiha

Morocco’s housing aid program benefits over 71,000 citizens

More than 71,000 Moroccans have benefited from Morocco’s direct housing aid program since its launch, according to Fatima Ezzahra El Mansouri, the Minister of Urban Planning. Speaking before the House of Representatives on Monday, El Mansouri highlighted the program’s growing success and its impact on various demographics, including women, youth, and Moroccans living abroad.

Progress and demographic insights

El Mansouri noted that 171,000 applications have been submitted to the program, with 71,114 beneficiaries confirmed so far. Among them, 24% are Moroccans living abroad, 47% are women, and 54% are individuals under 40 years old. The program has helped citizens across diverse regions and social groups achieve home ownership, reflecting what the minister described as "the growing momentum the sector is experiencing."

In terms of financial support, 63% of beneficiaries received MAD 70,000 ($7,000), while 37% were granted MAD 100,000 ($10,000). The program’s efficiency is evident, with the average number of monthly beneficiaries increasing from 2,400 in 2024 to 3,600 in 2025.

Economic impact

The housing aid initiative has stimulated Morocco’s economy, with positive indicators showing widespread growth in related sectors. Cement sales have risen by 12.5%, housing loans have increased by 3%, and real estate developer activity has grown by 7.58%. Small enterprises, which account for over 80% of the sector’s activity, have particularly benefited.

Additionally, the construction and public works sector has created 74,000 jobs, further demonstrating the program’s role in boosting employment and economic development.

Future developments

El Mansouri described the program’s outcomes as “very encouraging” and emphasized its inclusion in the 2026 finance bill. Provisions in the bill will allow co-owners to benefit from subsidies for purchasing primary residences, further expanding the initiative’s reach.

The 2024-2029 direct housing aid program aims to enhance citizens’ purchasing power, foster social and territorial equity, and attract investment in housing. It prioritizes small and mid-sized cities that were underserved in previous housing initiatives.

To simplify home ownership processes, the ministry has signed agreements with the Tax Administration, Treasury, Land Registry, and Notaries’ Association. These agreements have capped notary fees at MAD 2,500 ($250) for homes priced under MAD 300,000 ($30,000) and integrated the program into the Damane Assakane Fund to improve access to bank loans.

The program continues to drive economic growth while enabling Moroccan families to secure affordable housing across the country.