Tamwilcom launches Jossour 2030 plan to boost financing access
Tamwilcom has unveiled its strategic roadmap for the 2026 to 2030 period under the name Jossour 2030, setting out an expanded mandate focused on improving access to finance for businesses, investors, and territories across Morocco.
The plan was presented during a ceremony in Rabat attended by senior government officials and financial sector stakeholders. It outlines a shift toward broader financial inclusion, with an emphasis on strengthening support for small businesses and expanding the institution’s reach into new segments of the corporate landscape. Officials underlined that improving access to credit remains central to stimulating productive investment and private sector initiative.
Under Jossour 2030, Tamwilcom aims to support around 435,000 beneficiaries by 2030. The institution targets the mobilization of 300 billion dirhams in financing and 170 billion dirhams in commitments over the period. It also expects to generate more than 60 billion dirhams in cumulative private investment and contribute to the creation of around 45,000 jobs annually. The strategy positions financial guarantees and cofinancing tools as key drivers of economic activity.
The plan introduces several operational changes. Coverage for very small enterprises has been raised to 75 percent to improve their access to bank credit. The institution is also extending its intervention scope to mid-sized companies with revenues between 200 million and 500 million dirhams, marking a new stage in its development strategy. A new cofinancing offer with preferential rates has been introduced for Moroccan expatriates, women entrepreneurs, and projects linked to green transition goals.
Partnership agreements have been signed with national institutions to support implementation. One focuses on strengthening territorial financing mechanisms across Morocco’s regions. Another aims to reinforce funding for mid-sized companies while mobilizing the banking sector to better serve small and medium enterprises. Discussions held during the event also highlighted coordination between public and private actors as a key factor in improving investment dynamics and supporting economic development.
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